VA loan
1 of 47
VA loan
$899,000 SIGNIN

Sign in to see required down payment for the 2.625% rate

14 Dungarvan Ln, Pinehurst, NC 28374

3 beds · 3 baths · 2,671 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

IMMEDIATE, HIGHLY DESIRABLE SIGNATURE GOLF MEMBERSHIP WITH NO WAIT TIME is available. Exceptional residence on the Pinehurst Resort and Country Club National No. 9 golf course. The home is perfectly situated on the 8th fairway of the world class, premier Nicklaus-designed course with amazing panoramic views of both 7th and 8th fairways and expanses of mature Longleaf pines. HOME IS READY TO MOVE INTO AND ENJOY. The home is in Pinehurst National, a gated community built around the Pinehurst National No. 9 golf course with its own PCC member clubhouse and practice range. The location has easy access to other PCC courses and facilities, and to Pinehurst and Southern Pines shops, services, restaurants and medical facilities, all within minutes. MOVE IN READY. The home has been extensively renovated, including a new roof in 2023. KITCHEN: The morning sun greets you in this large, open, happy space. Updates include quartz countertops, stunning center island with marble countertop, double 5-foot high windows above stainless steel sink, tumbled marble wall tile, and top of the line appliances with 5-burner gas cooktop. The kitchen opens to the BREAKFAST ROOM with its 7-foot high windows overlooking the golf course and room to accommodate a table for eight. A window door leads to the large deck and patio. First floor MASTER SUITE: The MASTER BEDROOM is an exceptionally large and spacious retreat with a cathedral ceiling. Its 12-foot wide triple bay window under a palladium window provides a wonderful, panoramic view of back yard and golf course. There are separate Hers and His Walk-In Closets with built-in dressers and generous shelving. The custom-designed and luxurious MASTER BATH has been completely renovated, with premium fixtures and finishes. It features a large 4-foot by 4-foot open shower and an 8-foot triple bay window with plantation shutters over a graceful garden tub.There are convenient double sinks with large, elegant design mirrors, well-placed recessed spotlights and light/exhaust fan combinations. There is a separate Water Closet with pocket door. The Linen Closet in the MBR Bath has generous storage. The first floor LAUNDRY room has a double door closet and generous cabinet storage with a large laundry sink, and a tall window brings in sunlight. The LIVING ROOM has two-story-high ceiling and 15-foot high windows for another great view of the golf course. The gas log fireplace with beautifully done mantle and marble surround and threshold, custom-built 8-foot high cabinet for TV, books and art, and Walk-In Closet with bookshelves and storage. FOYER is large and bright with two-story-high ceilings, a beautiful staircase with natural wood railings, and stately columns at the Dining Room entrance. There is generous use of ceiling moldings, floor moldings, and chair rails, throughout the home. The DINING ROOM has a high ceiling and a 6-foot bay window with plantation shutters. The original bronze chandelier sets the tone for elegant dining. The custom-designed POWDER ROOM has been completely renovated with quality throughout. The SECOND FLOOR features a Study/Office, a full Bath and two Guest Bedrooms. The very large, open design of the STUDY/OFFICE provides a relaxing retreat. The adjacent loft area overlooks the Foyer, the Living Room and the golf course. There are two double-door closets for storage of books, files, and other items. GUEST BEDROOM #1 is a lovely, bright and inviting room with double windows and a double-door closet. GUEST BEDROOM #2 welcomes guests with a double-door closet and double windows with panoramic views of the golf course. The GUEST BATH has double sinks and mirrors, convenient tub and shower combination and a window. There is a second floor Linen Closet. The Guest Bath and Laundry Room are original with the exception of fixtures and commode. The two-car GARAGE has a large storage loft, track lighting and golf cart parking area. The large DECK and the adjacent PATIO overlook mature plantings, a perennial flower garden and the golf course and are perfect for entertaining, family wine and dine, or just relaxing. The current Pinehurst Country Club Signature membership is immediately available for transfer with NO WAIT LIST with the buyer to pay prevailing transfer fees. Seller requests short-term Possession After Closing.

Estimated
Seller's interest rate
2.625%
7%
Estimated
Monthly payment

$1,439
$1,760
You may also save up to $99,658 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,760 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
2.625%
Remaining term
25 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,439
Principal & interest
$562
Mortgage insurance
-
Property taxes
$289
Home insurance
$442
HOA fees
$144
Utilities
Not included

Source: Public records

Home details
Size
2,671 sqft
Lot size
0.16 acres
Year built
2000
Type
Single Family Residence
HOA dues
$144.24

Source: NORTHCAROLINAREGIONAL #100498606

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 23, 2025 12:11 pm
Listing agent: Lin Hutaff (910) 528-6427
Listing provided courtesy of: Lin Hutaff's Pinehurst Realty Group
Details provided by NORTHCAROLINAREGIONAL and may not match the public record.
MLS ID: #100498606
The data relating to real estate on this website comes in part from the Internet Data Exchange program of North Carolina Regional MLS LLC. All information is deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor Roam Brokerage, LLC shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. Copyright © 2025 North Carolina Regional MLS LLC. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
$1,439
View details