13970 Back Rd, Strasburg, VA 22657
4 beds · 3 baths · 1,508 sqft
See Video and iGuide for an interactive tour of the property. **Charming 4-Bed, 3-Bath Ranch on 2.4 Acres – Horse-Ready with Mountain Views** Enjoy the best of country living in this spacious 4-bedroom, 3-bath ranch-style home, situated on 2.4 peaceful acres with stunning mountain views and ample room to spread out. Featuring a traditional split-bedroom floor plan for added privacy, this home has fresh paint throughout, new laminate flooring in the guest bedrooms, and brand-new carpet in the living room and remaining bedrooms. One-level living makes day-to-day life convenient, with laundry hookups on both the main level and in the basement. The full walk-out basement offers abundant space, ready to be finished to suit your needs—whether it’s a workshop, rec room, or guest suite. The property also features a 1-car garage and ample additional parking for guests, trailers, or RVs. Outside, you’ll find everything you need for your hobby farm or equestrian lifestyle: a large field fenced for horses, cross-fencing with a smaller pasture in the back, and a barn/shed ideal for feed, tack, or storage. There’s even space for chickens! Whether you're looking to keep animals, garden, or enjoy peace and quiet, this home delivers space, versatility, and privacy in a beautiful rural setting. New well pump in 2023; septic pumped in 2022; roof inspected in 2024; brand new HVAC just added in 2025 and two mini splits! Seller offering a Home warranty at cost not to exceed $600 with acceptable offer - provided by home warranty. Ramp to front entrance
Source: BRIGHT #VASH2011286
Source: BRIGHT #VASH2011286
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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