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13757 Laurel Rock Dr, Clifton, VA 20124
5 beds · 4 baths · 4,110 sqft
Welcome to this exceptional Winchester Homes Foxhall model, situated on a beautifully landscaped lot backing to HOA common area for added privacy. This 5-bedroom, 3.5-bathroom home with a 2-car garage has been thoughtfully updated from top to bottom. Shows like a model home! Inside you are greeted by hardwood floors, a two-story foyer and tasteful architectural details throughout. A dedicated home office and living room flank the entry leading to a spacious dining room. The fully renovated and redesigned kitchen is the heart of the home featuring stainless steel appliances, custom cabinets, an oversized center island with bar seating opening into the bright and inviting family room, which includes vaulted ceilings, gas fireplace with custom surround and access to the sunroom with skylights. The upper level highlights two updated bathrooms including the spa-like primary en-suite with dual vanities, separate tub and shower. Three additional generously sized bedrooms complete the upper level. Enjoy the walk-out lower level with full-height ceilings, large rec room with custom cabinetry, 5th LEGAL bedroom for nanny/in-laws, full bathroom, and 2nd full kitchen (could be used as an income generating apartment). Outside step out to the newer bluestone patio with built-in grill, bar area seating and outdoor TV. Stairs lead up to the deck and sunroom, overlooking the fenced backyard oasis with lush landscaping that looks like a page out of Better Homes & Gardens magazine. Recent upgrades include: New roof, sunroom skylights (2024), New water heater (2024), New upper level heat pump (2024), New lower level HVAC (2023), Newly repaved driveway (2022), Bluestone patio (2020), Front-load washer & dryer (2016), Kitchen renovation (2015), Remodeled bathrooms (2014). All nestled in the highly sought-after Little Rocky Run community offering 3 pools, 3 clubhouses, trails, tot lots, basketball, tennis and pickle ball courts and access to Fairfax County schools with Union Mill elementary located right in the neighborhood. Close to commuter routes and Dulles Airport. Easy access to shopping and great restaurants! This move-in ready home is an easy decision!
Source: BRIGHT #VAFX2238748
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2238748
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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