13755 Tides St
Woodbridge, VA 22191
3 beds · 4 baths · 3,018 sqft
$750,000
Get prequalifiedAbout this home
Step into this stunning three-level townhome offering the perfect blend of style, comfort, and modern upgrades throughout. With 3 spacious bedrooms, 3.5 beautifully updated bathrooms, and a rear-load garage, this home is thoughtfully designed for both everyday living and elegant entertaining. The main living areas showcase rich hardwood flooring and stylish details, including two inviting fireplaces—one framed by a chic shiplap accent wall and the other, a striking stone fireplace that is two-sided, seamlessly connecting the cozy indoor space to the outdoor terrace. The open-concept layout offers plenty of natural light and an effortless flow. A gourmet kitchen offers two-tone cabinetry, granite countertops, double ovens and a new decorative backsplash. Upstairs, the primary suite is a true retreat featuring a completely remodeled spa-inspired bathroom with a freestanding soaking tub, an expansive double shower, floor-to-ceiling tile, dual vanity sinks, and an illuminated mirror with built-in lighting for a sleek, sophisticated touch. The home also features a fully remodeled downstairs bathroom with a walk-in shower, a new hot water heater, and freshly painted exterior siding and trim for a crisp, updated look. The spacious outdoor terrace over the garage has been beautifully reimagined with the removal of the original brick columns, installation of a new water membrane, upgraded commercial-grade tile flooring, and the addition of an elegant new iron railing. This home is filled with high-end finishes and thoughtful updates that make it truly special. Enjoy the perfect balance of function and luxury in a community you’ll love to call home. Belmont Bay offers an abundance of amenities including an outdoor pool, walking trails, tennis courts, community events, and more! Conveniently located near the VRE, I-95, Rt. 1, shopping, and dining.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Woodbridge, VA 22191
3 beds · 4 baths · 3,018 sqft