13637 Laketree Dr
Chester, VA 23831
5 beds · 3 baths · 2,567 sqft
$439,900
Get prequalified13637 Laketree Dr
Chester, VA 23831
5 beds · 3 baths · 2,567 sqft
$439,900
Get prequalifiedThis tastefully remodeled 5-bedroom, 2.5-bathroom home in the heart of Chester is the perfect blend of style, space, and convenience. With its prime location, thoughtful upgrades, and high-end finishes, this home is truly move-in ready and offers low-maintenance living for years to come. No detail was overlooked in the renovation—big-ticket updates include a brand new architectural shingled roof, a new HVAC unit, all new flooring throughout, and updated lighting and plumbing fixtures. Every room has been refreshed with modern finishes, making the home feel brand new. The kitchen is a standout feature, boasting custom white cabinetry, quartz countertops, brand new Whirlpool stainless steel appliances, updated hardware, and a clean, bright aesthetic that will appeal to any home chef. Downstairs, the spacious lower-level bedroom with high ceilings offers endless possibilities—whether as a playroom, game room, media space, or home office. Upstairs you’ll find four additional private bedrooms, including the primary suite, which features a luxurious en-suite bathroom with double vanities, a jet soaking tub, and a stand-up shower. The hall bathroom includes a tiled floor, new fixtures, and a combined tub/shower. Step out back to enjoy your private new deck, perfect for morning coffee or evening gatherings. A storage shed offers additional convenience for your outdoor tools and equipment. With so many upgrades and an unbeatable location, this home won’t last long. Schedule your private showing today!
Source: CENTRALVIRGINIA #2517188
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.