1 of 67
$959,900
SIGNIN

Sign in to see required down payment for the 3.6% rate

13626 Sylvan Bluff Dr, Leesburg, VA 20176

5 beds · 5 baths · 5,083 sqft

Welcome to Elysian Heights—Where Comfort Meets Community and Nature. Take in the fresh mountain air and scenic wooded views as you arrive at one of the largest homes in this sought-after neighborhood, ideally sited on a ½-acre lot that backs to trees for ultimate privacy and tranquility. Located in one of Loudoun County’s friendliest communities, you’ll enjoy convenient access to the MARC train for easy commuting to Washington, DC. With over 5,000 square feet of beautifully finished living space across three levels, this home offers generous proportions and numerous updates throughout. The bright and airy kitchen boasts new quartz countertops, stainless steel appliances, recessed lighting, and ample seating—ideal for both everyday living and entertaining. A sunny breakfast room opens to a screened-in covered porch and adjoining open-air deck, perfect for grilling, relaxing, or soaking up the sun. The family room is anchored by a cozy gas fireplace, while a private main-level study provides the perfect work-from-home retreat. Upstairs, the spacious primary suite features dual walk-in closets with custom built-ins and a spa-like bath with soaking tub, separate shower, dual vanities, and a private water closet. A separate princess suite includes its own ensuite bath, while two additional bedrooms share a third full bath. The walk-out lower level is designed for fun and functionality, offering a large rec room with durable LVP flooring, a fifth bedroom, full bath, and two oversized storage rooms. Outside, the fenced backyard is a private oasis backing to mature trees, with both screened and open-air living spaces ideal for year-round enjoyment. Just a short stroll to the community pool and playground, with tennis and basketball courts nearby for added recreation.

5,083 sqft
0.5 acres
Single Family
Built in 2007
2 car garage
Air conditioning
Fireplace
Shared pool
Estimated
Seller's interest rate
3.6%
7%
Estimated
Monthly payment

$3,815
$4,828
You may also save up to $293,770 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller's estimated current equity is SIGNIN
To assume this mortgage you must cover the seller's equity by using your cash or by combining your cash with gap financing.
Estimated $4,828 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
3.6%
Remaining term
24 yrs and 2 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,815
Principal & interest
$2,629
Mortgage insurance
-
Property taxes
$711
Home insurance
$327
HOA fees
$146
Utilities
Not included

Source: Public records

Home details
Size
5,083 sqft
Lot size
0.5 acres
Year built
2007
Type
Single Family Residence
HOA dues
$146.00

Source: BRIGHT #VALO2096326

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jul 12, 2025 11:14 am
Listing agent: Matthew R Elliott (703) 627-2167
Listing provided courtesy of: Real Broker, LLC (855) 450-0442
Details provided by BRIGHT and may not match the public record.
MLS ID: #VALO2096326
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
3.6%
How it works

No credit check. Takes 2 minutes.