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136 Northampton Blvd, Stafford, VA 22554
4 beds · 4 baths · 2,316 sqft
Beautifully Updated Colonial on a Prime Corner Lot in a Desirable Community! Welcome to this charming colonial nestled on a corner lot in a sought-after neighborhood offering both curb appeal and modern updates. A classic front porch invites you in, setting the tone for the warmth and character found throughout the home. Step inside to find refinished hardwood floors flowing through the entire main level, paired with fresh paint on walls, trim, and ceilings across the main floor, upper hallway, and spacious lower-level rec room. Updated lighting and stylish fixtures enhance this home with a modern touch. The heart of the home is the beautifully renovated kitchen, featuring quartz countertops, subway tile backsplash, farmhouse sink, stainless steel appliances including a gas stove, a built-in pantry, and pull-out drawers for easy storage. Adjacent is the spacious family room, complete with a gas fireplace and mantle, and sliding glass doors that open to a modern vinyl deck—ideal for entertaining or relaxing while overlooking the flat, private backyard framed by mature trees. The formal dining and living rooms provide ample space for gatherings and offer flexible use for work or play. Upstairs, you’ll find hardwood floors throughout! The primary suite boasts vaulted ceilings, dormer windows, custom barn doors, and built-in closet systems. The luxuriously remodeled ensuite bath includes a freestanding soaking tub, oversized walk-in shower, ceramic tile flooring, and dual vanities with generous storage. The fully finished lower level offers a large rec room with new carpet and fresh paint, a full bathroom, and a laundry/storage room with washer, dryer, and utility sink. Additional highlights include: New roof with 50-year warranty, Thompson Creek windows, New HVAC system,2-car garage with automatic openers, 5-zone in-ground sprinkler system, updated lighting and fixtures in key areas Located just minutes from I-95, Quantico, Rt. 1, Garrisonville Rd, schools, shopping, and commuter lots, this home is ideally situated for convenience and lifestyle. The neighborhood features sidewalks, a clubhouse, outdoor pool, tot lots, and more! Don’t miss the opportunity to own this move-in ready home in an established community. Schedule your showing today!
Source: BRIGHT #VAST2040006
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAST2040006
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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