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13507 Fox Chase Ln, Spotsylvania, VA 22553
4 beds · 3 baths · 2,980 sqft
Welcome to Your Dream Home in Fox Chase! Nestled in the highly sought-after estate community of Fox Chase, this stunning traditional Colonial-style home features timeless charm with modern upgrades. Set on over 1 acre of beautifully flat land, it boasts a picturesque country front porch and a spacious rear deck—perfect for relaxing or entertaining guests. Step inside the elegant two-story foyer, featuring gleaming hardwood floors and plenty of natural light. The main level offers a private office, a formal living room, and a generous formal dining room, ideal for hosting family and friends. The heart of the home is the expansive kitchen, with a large center island, cooktop, double ovens, and ample cabinetry—truly a chef’s dream. Adjacent is the inviting family room, centered around a whitewashed brick fireplace that adds warmth and character. Upstairs, you’ll find four spacious bedrooms, including a luxurious master suite with vaulted ceilings. The spa-inspired master bath is a true retreat, complete with a standalone soaking tub, his and hers vanities, and an upgraded tile walk-in shower. The partially finished basement offers additional space for a recreation area, plus an extra room that could serve as a non-conforming bedroom, home gym, or flex space. A garage door entrance to the basement provides easy access for storing lawn equipment or outdoor gear. Fox Chase is an amenity-rich community featuring a pool, clubhouse, and more. Conveniently located in the Riverbend High School district, you’re just minutes from Route 3, I-95, local vineyards, and a wealth of shopping, dining, and outdoor activities. A commuter’s dream location! Don’t miss this rare opportunity to own a home that blends elegance, comfort, and convenience in one of the area’s premier communities.
Source: BRIGHT #VASP2033622
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VASP2033622
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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