Sign in to see required down payment for the 2.375% rate
13504 Union Village Cir, Clifton, VA 20124
4 beds · 3 baths · 2,010 sqft
WOW HUGE PRICE REDUCTION To Sell it Fast + Seller willing to provide up to $10K TOWARDS CLOSING COSTS !!!!Which can bring down beautiful lower interest rates. Charming Renovated Home in Little Rocky Run – BEST PRICE FOR SFD IN CLIFTON AREA Move-In Ready! Tucked away on a quiet cul-de-sac in the highly sought-after Little Rocky Run community, this beautifully updated home blends modern comfort with timeless charm. Featuring a 2-car garage and an open-concept layout, this residence is perfect for easy everyday living and elegant entertaining. Step into the heart of the home: a renovated kitchen showcasing granite countertops, stainless steel appliances, and expanded cabinetry, including a new pantry cabinet. A half-wall has been thoughtfully removed to create a stylish kitchen island, enhancing both function and flow. Custom roller shades adorn the living and dining room windows, while new hardwood stairs and railings add a fresh architectural touch. Throughout the upper levels, you'll find beautiful oak hardwood flooring, while the lower level features brand-new carpeting, offering a warm and welcoming retreat. The fully remodeled bathrooms boast sleek, contemporary finishes that elevate every space. The spacious, light-filled layout includes a lower-level family room and a 4th bedroom with a full bath — perfect for guests, in-laws, or a private home office. Step outside to a sunny deck overlooking a large, fenced backyard — ideal for gatherings, playtime, or peaceful evenings under the stars. Living in Little Rocky Run means more than just a beautiful home — it’s a vibrant community experience. Enjoy access to three swimming pools, three basketball courts, 14 playgrounds, and three community centers. The home is minutes from top-rated schools, local shopping and dining, the Colonnade at Union Mill, and the historic charm of downtown Clifton. For a weekend escape, explore the nearby Winery at Bull Run. With easy access to major commuter routes, this home offers the perfect balance of convenience and comfort. This isn’t just a home — it’s a lifestyle. Schedule your private tour today
Source: BRIGHT #VAFX2243878
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2243878
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

No credit check. Takes 2 minutes.