133 N Star Rd, Tuscola, TX 79562
4 beds · 3 baths · 2,820 sqft
Big Country Luxury starts here. Features you're looking for include Wylie schools, a pool, over an acre of land, a 4-ton HVAC system new in 2024, surround sound in living room, a water softener, GUTTERS, 14' roll-up garage door and wooden and metal fencing butted up to Texas cedars for privacy. This unique home offers a blend of warmth and vibrant living! Choose between a 4-bedroom layout or a 3-bedroom with a dedicated movie room with wooden blackout shutters, Jack-and-Jill setup and master suite. Matching stone interior pillars and a stone-built fireplace with a blower adding to the character. Grand Wooden craftsmanship SURROUND YOU by way of decorative ceilings, hand scraped floors, large beams and many wooden cabinets throughout this home, all very well maintained! The kitchen is equipped with granite countertops, a double oven, electric cooktop and a dishwasher added in 2024 all so you can be efficient with your DOUBLE KITCHEN ISLAND and eat-in bar. The laundry room is spacious enough for a mudroom and pantry. You get a 2 car garage, a 1 car garage AND a detached huge, insulated 1200sqft shop with a live-in-quarters ready with internet, heating, cooling and electrical! Outside you can cool off in the 10' deep pool installed by Premier in 2022. Turn on the party lights by the pergola or unwind OUTSIDE by the back porch fireplace. The detached garage includes a LIVE-IN quarter with electricity, internet, heating, and cooling. All of this is set on prime land, making it the CHOICE luxury home for those who want space, integrity, neighbors, privacy and beauty!
Source: NTREIS #20868337
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20868337
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.