132 Mantle Dr, Clayton, NC 27527
5 beds · 4 baths · 3,251 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 132 Mantle Drive, Clayton, NC Located in the sought-after Riverwood Athletic Club community, this custom-built home combines luxury, space, and functionality in the heart of Johnston County. With 3,251 square feet of thoughtfully designed living space, this five-bedroom, four-bathroom home is filled with natural light and high-end features throughout. The main floor offers a versatile guest suite, perfect for visitors a home office or dedicated gameroom, while the second floor includes a dedicated in-law suite, providing added flexibility and comfort. The spacious kitchen is ideal for entertaining, featuring a large island, granite countertops, NEW double oven, and ample storage. Floor-to-ceiling windows fill the home with natural light, creating a bright and welcoming atmosphere. Enjoy year-round relaxation in the three-seasons room or step outside to the deck overlooking the fully fenced backyard. The backyard is a true highlight, complete with raised garden beds and mature fruit trees, including blackberry, peach, cherry, apple, and plum. Additional features include built-in wood shelving in downstairs bedroom/garage, plus overhead storage in the two-car garage, a spacious open floor plan, and a walking trail directly behind the home. Riverwood Golf Course is just minutes away, downtown Clayton is conveniently close, and downtown Raleigh is only a 35-minute drive. Easy access to I-540 in just 13 minutes makes commuting simple. This almost-New Construction, Energy-Efficient, Ranch Home with ALL appliances included, in Coble Farms is Move-In Ready and waiting for you! Welcome to 8630 Kenridge Lane, a like-new construction home built in 2023. This energy-efficient 3-bedroom, 2-bathroom with dedicated home office ranch home offers modern style and effortless living in the Coble Farms community!! Inside, the open-concept layout features a spacious office with elegant glass French doors, creating the perfect space for remote work or a quiet retreat. The beautiful, spacious kitchen is a chef's dream, with granite countertops, a gas stove, stainless steel GE appliances, and convenient pull-out drawers in the cabinets for easy storage. The inviting living areas provide both comfort and functionality, making this home perfect for entertaining or everyday living. Located in Coble Farms, this home is part of a vibrant community that offers fantastic amenities, including paved sidewalks, walking, jogging, hiking, and biking trails, perfect for health enthusiast and pet lovers. With lawn maintenance and landscaping covered by the HOA, you'll enjoy low-maintenance living at its finest. Conveniently situated just 15 minutes South of Raleigh, 8 minutes from Downtown Fuquay-Varina and 6 minutes from Downtown Angier, this home provides easy access to dining, shopping, entertainment, and medical facilities while maintaining a peaceful neighborhood setting. Bonus! Work with our preferred lender, Steve Cooper at GoPrime, and receive $3,000 toward your closing costs when you close with them. Don't miss the opportunity to make this move-in-ready home yours—schedule a tour today! Residents of Riverwood Athletic Club enjoy an array of amenities at multiple Fred Smith Communities: including fitness centers, three outdoor pools, 57 ft waterslide, 1 indoor pool with lanes, wading pool, playgrounds, and scenic walking trails. This is a rare opportunity to own a beautifully designed home in one of Clayton's most desirable neighborhoods.
Source: TRIANGLEMLS #10083627
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: TRIANGLEMLS #10083627
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.