1303 Forestedge Blvd
Oldsmar, FL 34677
4 beds · 4 baths · 3,766 sqft
$1,275,000
Get prequalified1303 Forestedge Blvd
Oldsmar, FL 34677
4 beds · 4 baths · 3,766 sqft
$1,275,000
Get prequalifiedAn Amazing Ensemble of Stunning Views, Serene Privacy and the Ultimate Grandeur of a Primary Suite en par with those of Luxury Hotels – this home is nestled in the desirable Aberdeen subdivision in the Gated, Golf Community of East Lake Woodlands and features 4 Bedrooms + Office/Den, 3.5 Baths, Open Floor Plan and flexibility. With No Neighbors on 3 Sides, a Privacy Wall and Lush Landscaping, this home provides that Much Sought-After Feel of Seclusion. A true treasure is the Expanded, Custom Primary Bath designed with Beautiful Marble accenting the Flooring and Showers - and yes there are 2 Full-Sized Showers with the Second serving as a Steam Shower to totally immerse yourself in the feeling of a Spa Experience every day! Chandeliers and Gorgeous Granite complement the design adorning the Large Jetted Tub and Expansive Double Vanities complete with Heaters at the Base of the Cabinets to blow Warm Air when it gets chilly. The Sheer Size of this Extraordinary Bath adds to its Luxury and provides a Comfortable and Tranquil Lounging Area with Custom Closets within close reach. As for peace of mind, Hurricane Impact Windows were installed in 2020 replacing all Windows with the exception of glass sliders/transoms. This Lot is located in the preferred Flood Zone X which does not require flood insurance and the owners had no issues during the 2024 hurricanes. Another Special Feature is the 4th Bedroom spanning 28 feet to accommodate Extra Living Space for family or guests or serve as a Bonus or Sports Room, Additional Office, Playroom, Home Gym or Multi-Purpose Space – perfect to meet your individual needs. (Pool Table and some home furnishings are negotiable). A Pavered Drive and Walkway set the tone leading to this home’s Double Entry Doors and Gracious Foyer. Accented with Volume Ceilings, Rich Crown Molding, Hardwood Flooring and Plantation Shutters, Open Gathering Space abounds with Glass Sliders and Transom Windows streaming light and surrounding the Pool and Lanai creating the ambiance of a Private Resort. There’s Plenty of Room for Several Cooks and Entertaining in this Open Kitchen flowing seamlessly with the Family Room highlighted with a Fireplace as the perfect focal point. Stainless Steel Appliances including Double Convection Ovens, Wine Fridge, Full Size, Glass Door Bar Pantry and loads of Gleaming Granite Counter Space and Breakfast Bar make this Kitchen highly functional and appealing. The Secondary Bedrooms are Oversized at 12’ x 14’ and the respective Bathrooms exude Soft Neutral Tones and Stunning Tile. Step outside to the Sparkling Heated Pool and Spa complete with Travertine Lanai and that Relaxing Water View. Updates include Tile Roof replaced in 2017, Travertine Pavers added and Pool Resurfaced with Pebble Sheen Finish in 2020, Stainless Steel GE Profile Dishwasher in 2021, GE Island Cooktop in 2023, Kitchen Fridge New in 2021 and Full-Size Fridge for Outdoor Kitchen New in 2024. Separate A/C units for main area (2018) and primary suite and bonus room (each 2017). Enjoy a wide array of Amenities with Ardea Country Club optional memberships featuring 2 Golf Courses, Tennis and Pickle Ball, Fitness Center, Lap and Freeform Pools, Dining and Social Events. All this in a Premier Location Convenient to Tampa International Airport, Medical Facilities, A-rated Schools, Award-Winning Beaches as well as Professional Sporting Events, Concerts, Fine Dining and more in the Tampa Bay Area.
Source: STELLAR #TB8400343
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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