13017 Kimbrough Ln, Woodbridge, VA 22193
4 beds · 2 baths · 1,278 sqft
Stunning Fully Remodeled Split Foyer Home in Woodbridge, VA – A True Gem! Welcome to this beautifully renovated single-family home, nestled in the heart of Woodbridge, Virginia. Boasting 1,300 square feet of meticulously updated living space, this home blends modern style with classic charm. Located on a large corner lot, you'll enjoy both privacy and ample outdoor space, perfect for relaxation or entertaining. The split foyer design offers a smart and functional layout, ideal for families of all sizes. Upon entry, you are greeted by a spacious, bright living room with gleaming hardwood floors and fresh paint throughout. The brand-new kitchen is a chef’s dream, featuring sleek cabinetry, stainless steel appliances, granite countertops, and a beautiful backsplash that adds the perfect touch of elegance. Upstairs, the bedrooms are generously sized, including a master suite with a modern en-suite bath, offering a serene retreat after a long day. Both bathrooms have been completely remodeled with high-end finishes. The large corner lot enhances this home’s curb appeal, with a landscaped garden that provides a beautiful and private oasis. Whether you enjoy gardening, hosting BBQs, or simply lounging in the sun, this yard has something for everyone. NOTE OWNER AGENT . STILL DOING FINAL TOUCHES 4 WINDOWS STILL PENDING DELIVERY FOR INSTALL , AND FINAL CLEAN UP OF YARD . LOTS OF UPDATE NOTHING TO DO BUT MOVE IN. FULLY REMODELED EXTERIOR PAINT , INTERIOR PAINT , WINDOWS , BATHROOMS, KITCHEN , FLOORING , APPLIENCES ***SELLER CHOOSES PHOENIX TITLE FOR SETTLEMENT
Source: BRIGHT #VAPW2098538
Source: BRIGHT #VAPW2098538
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
