Welcome to AZ2 Lofts, where modern design meets easy, in-town living. This spacious and airy loft offers a stunning tree-lined view of Atlanta, 22-foot ceilings, and a sleek, open layout filled with natural light. Open-concept living area with scored and painted concrete floors and Hunter Douglas window treatments throughout. Gourmet kitchen with granite countertops, glass tile backsplash, breakfast bar, European-style cabinetry, and stainless-steel appliances. Covered full-length balcony — perfect for relaxing or entertaining. Oversized primary suite with a custom walk-in closet and a spa-inspired en-suite bath, Japanese soaking tub, oversized tiled shower with dual showerheads. Private rooftop terrace off the primary suite — your own quiet escape for morning coffee or sunset views. Two additional rooms on the main level with custom closets — ideal for bedrooms, guest space, or a home office. Connected full bathroom conveniently serves both guest rooms. This loft comes with two assigned parking spaces, a storage unit, and additional cubby space. Resort-style amenities include a deluxe fitness center, two pools (one lap pool), and a clubhouse. Perfectly situated minutes from Candler Park, Kirkwood, and the City of Decatur, lots of dining options, boutique shopping, and green spaces — all just moments from your door. Experience the best of urban living with space, style, and serenity — all at AZ2 Lofts. Schedule your tour today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
