Welcome to 13 Rediger Court in Acworth, a beautifully maintained home offering the quiet livability tucked away in an almost 1 acre lot in a serene setting and culdsac. This inviting residence features a spacious layout with multiple bedrooms and bathrooms on two levels, designed to accommodate both relaxing daily living and effortless entertaining along with all bedrooms on one level. Updated and move in ready this one has it all. You will love the 4 car garage comes with a full workshop and plenty of parking and space to expand if your heart desires. Step inside to discover a bright and open interior where natural light fills the living spaces, creating a warm and welcoming atmosphere. Completely updated kitchen with newly refinished kitchen cabinets, new granite counters, new vent hood, stainless steel appliaces and tiled floors. Room to add an island. You will love the bay window accented dining room with the new chandelier. This home has two family rooms making plenty of space for a large family, entertaining and even ready and set up for multi-generational living. The back family room is large with vaulted ceilings and overlooks the wooded backyard. A bedroom with a full ensuite bathroom doubles as a great office with panoramic windows overlooking the woods. Generously sized bedrooms provide plenty of space, while the layout offers flexibility for today’s lifestyle; whether you need space for guests, a home office, or additional living areas. The master bedroom ample room and new granite in the bathroom with new lighting and new paint. The terrace level has a full bathroom as well as a mud room area just off the garage, storage and a large rec room with access to the backyard. Two staircases lead you to the main level one in the front of the home and one off the back. All new flooring and paint throughout the home. Outside, enjoy a peaceful setting with usable yard space, ideal for relaxing, entertaining, or simply enjoying the outdoors. Situated in an established community with no restrictions, this property offers both freedom and flexibility. Location is a major highlight. Just minutes away, you’ll find everything that makes Acworth so desirable. Spend weekends at Red Top Mountain State Park with hiking trails and lake access, enjoy boating and recreation on Lake Allatoona just moments from your doorstep or explore nearby parks and green spaces. Shopping and dining are close by along Highway 92 and in Downtown Acworth, where you’ll find local restaurants, boutiques, and community events throughout the year. Easy access to I-75 also makes commuting simple and convenient. Just 15 min to Downtown Woodstock and 60 min to the Blue Ridge Mountains. With its comfortable layout, peaceful setting, and prime location near outdoor recreation, shopping, and dining, 13 Rediger Court offers a lifestyle that truly checks all the boxes. This is the one!!!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
