Panther Trace Pool Home with Stunning Pond Views – Resort-Style Living in Riverview! Welcome to one of Riverview’s most desirable communities—Panther Trace, known for its resort-style amenities, beautiful homes, and unbeatable location just minutes from I-75, US-301, Downtown Tampa, and MacDill AFB. This well-designed 3-bedroom, 2-bath home with a flex room, 2-car garage, and 1867 sq ft of heated living space offers the perfect blend of comfort, functionality, and Florida living at its finest. Step inside and experience the elegance of travertine flooring throughout the main living areas, creating a luxurious, timeless feel the moment you enter. The open floor plan features a spacious great room, a dedicated dining area, and a versatile flex room ideal for an office, playroom, or hobby space. The heart of the home is the expansive open kitchen, complete with a center island, breakfast bar, eat-in dining nook, and all appliances included. Whether you’re hosting or enjoying a quiet evening at home, this layout is designed to keep everyone connected. The master suite is a true retreat, offering peaceful pond views, dual walk-in closets, and a private bath with a large shower and ample vanity space. Two additional bedrooms are tucked away for privacy, and an interior laundry room. Step outside to your own backyard oasis—an inviting solar-heated pool with LED lighting, positioned perfectly to capture sunset views over the pond. Whether you’re entertaining, relaxing, or cooling off after a long day, this setting offers the best of Florida outdoor living. Living in Panther Trace means enjoying an incredible lineup of amenities, including a resort-style pool with splash pad, clubhouse, parks, playgrounds, tennis and basketball courts, and miles of bike/running trails woven throughout the community. If you’re looking for a move-in ready home with a brilliant floor plan, stunning water views, and access to one of Tampa Bay’s top master-planned neighborhoods—this Panther Trace pool home is the one. Schedule your private showing today!***FREE 1/0 Rate Buydown when using the seller's preferred lender!***
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
