FULLY REMODELED to include New AC, Hot Water Heater, Electrical Panel, Appliances, and more. Rare, oversized 3-bedroom, 2-bath unit in the sought-after Jamestown Condominium — one of the largest floor plans available. Nestled directly across from the sparkling community pool and well-kept tennis courts, this light-filled residence blends modern luxury with relaxed community living. Interior highlights: Fully renovated throughout with designer finishes and move-in ready condition. Gourmet-style kitchen showcasing crisp white cabinetry, quartz countertops, stainless steel appliances, and generous storage—perfect for both everyday dining and entertaining. Seamless luxury vinyl plank flooring flows through the main living areas for a clean, contemporary look and low maintenance. Expansive living room opens to a private screened patio, creating an ideal indoor-outdoor flow for morning coffee, al fresco dinners, or quiet evenings. Primary suite Generous primary bedroom featuring a private en-suite bath appointed with a new white vanity, elegant tile surround and glass-enclosed shower—your private spa-like retreat. Additional bedrooms & bath Two well-sized secondary bedrooms offer flexible space for guests, a home office, or a hobby room. The second full bath has been thoughtfully updated with modern fixtures and a refreshed tub/shower combination. Exterior & community Enjoy the mature, park-like grounds of Jamestown with large shade trees, manicured landscaping, and easy access to amenities. Resort-style pool, lighted tennis courts, and inviting common areas create a true community feel. Assigned covered carport plus an additional assigned parking space right outside your front door for convenience and guest access. Location & convenience Prime location near I-275 for effortless commuting, shopping, dining, and recreation. Close to parks, schools, and everyday essentials. This exceptional unit pairs thoughtful renovations with an unbeatable location and community amenities — move in and start enjoying maintenance-free living and year-round leisure. Schedule your private showing today and see why this Jamestown gem won’t last long.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
