12730 Gold Cup Trl
Manassas, VA 20112
4 beds · 3 baths · 4,846 sqft
$875,000
Get prequalified12730 Gold Cup Trl
Manassas, VA 20112
4 beds · 3 baths · 4,846 sqft
$875,000
Get prequalifiedWelcome home to your own serene retreat nestled in the highly sought-after Foxmill community—one of the few neighborhoods routed to award winning schools including Colgan Sr. High with NO HOA! Perched on a spacious 1.43-acre lot, this impressive 4,849 sq ft Colonial-style home offers a perfect blend of elegance, comfort, and privacy. Step inside from your quintessential front porch to discover four generously sized bedrooms, 2.5 bathrooms, and a host of upgrades designed to enhance everyday living. Natural light floods the interior thanks to newly installed triple-pane windows (2023) and skylights, creating a bright and airy atmosphere throughout. The heart of the home is the stunning gourmet kitchen, complete with: stainless appliances, quartz countertops, deep drawers and custom cabinetry, gigantic center island, double wall ovens and gas range with pot filler, eat-in dining area located next to your sliding glass door to the enclosed patio. Adjacent to the kitchen is a formal dining room featuring elegant wainscoting and a charming bay window, ideal for gatherings and special occasions. The spacious family room with vaulted ceilings offers the perfect setting for entertaining or cozy evenings by the fire. Need a quiet place to work? The main-level office with French doors ensures productivity and privacy. For moments of peace and inspiration, retreat to the sunroom, surrounded by windows and a door leading to the back deck, where you can unwind and enjoy nature. Outdoor living is unmatched here with a beautifully maintained in-ground pool, perfect for summer relaxation, and a side-entry garage with under-home parking—keeping your front view car-free and picturesque. Upstairs, the primary suite offers a spa-like escape, complete with a large walk-in closet, bright, naturally lit bathroom and spa en-suite with soaking tub and separate shower. Also upstairs is a conveniently located laundry area, eliminating the hassle of hauling clothes up and down stairs. The three additional bedrooms are all spacious, with recessed lighting throughout. The walk-up basement is the ultimate flex space—ideal for a home gym, playroom, or a media-ready man cave—with direct access to the backyard. Don’t miss your chance to own this unique gem in Foxmill—where luxury meets practicality and there’s no HOA to limit your freedom. Call to tour today.
Source: BRIGHT #VAPW2096220
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.