Welcome to 127 Weatherstone Way - a beautifully crafted full brick home nestled on a sprawling 1.20-acre lot in the highly sought-after Weatherstone subdivision of Statesboro, Georgia. Built in 2018 and meticulously maintained, this 3-bedroom, 2-bathroom ranch offers the perfect blend of quality construction, thoughtful design, and the privacy today's buyers are looking for - all within the coveted Southeast Bulloch school district. From the moment you arrive, the full brick exterior and manicured setting make a lasting first impression. Step inside and you're greeted by soaring 10-foot ceilings in the great room, where the open floor plan flows effortlessly into the dining area and a generously sized kitchen featuring stainless steel appliances, custom wood cabinetry, abundant counter space, and a large island with bar seating - ideal for both everyday living and entertaining. The split bedroom floor plan ensures privacy for the master retreat, which boasts his-and-her walk-in closets and a spa-like ensuite bath complete with double vanities, an oversized soaking tub, and a tile wall surround. Two additional bedrooms are well-sized and conveniently share a full hall bath. Step outside to your deep covered back porch - perfect for morning coffee or evening gatherings - overlooking a fully fenced rear yard enclosed by a 6-foot tall privacy fence, creating a true backyard sanctuary on over an acre of land. The 2-car garage, irrigation system, and full sod package complete this move-in ready package. Additional highlights include a slab foundation, architectural shingles, central air with electric warm air heat, carpet and hardwood flooring throughout, and energy-efficient construction throughout. The home sits within the Weatherstone Phase 1 community, just minutes from downtown Statesboro, Georgia Southern University, and convenient access to I-16 - putting both Savannah and Macon within easy reach. Homes like this - full brick, acreage lots, SEB schools - simply do not come available often in this price range. This is the one.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
