Beautiful Single-Story Home in Emerson Park – Across from Park & Resort-Style Amenities! Welcome to this charming 3-bedroom, 2-bath single-story home offering 1,960 square feet of well-designed living space in the highly desirable Emerson Park community in Apopka. Perfectly positioned directly across from a large community park and the neighborhood amenity center, this home combines comfort, convenience, and an exceptional lifestyle. From the moment you arrive, you'll appreciate the home's fresh curb appeal with a newly repainted exterior and inviting front elevation. Inside, the thoughtfully designed split floor plan offers both privacy and functionality, ideal for families or those working from home. The heart of the home is the beautiful kitchen, featuring granite countertops, 42" solid wood cabinetry, and stainless steel appliances—all opening seamlessly to the main living area for easy entertaining. Wood-look ceramic tile flooring runs throughout the majority of the home, complemented by elegant crown molding that adds a touch of sophistication. Step outside through French doors to a covered rear patio, perfect for relaxing after a long day. The spacious primary suite offers a unique bonus feature—an additional flex room attached to the bedroom that could serve as a nursery, private home office, sitting room, or even a custom, second walk-in closet. Living in Emerson Park means enjoying one of Apopka’s most sought-after communities, known for its scenic surroundings and outstanding amenities. Residents enjoy: A resort-style community pool, Clubhouse and fitness center, Beautiful parks and green spaces and open recreation areas This home’s location directly across from the park and amenity center makes it especially convenient and desirable. Also, just minutes from the wonderful 26 mile West Orange Trail! Ride your bike to Downtown Winter Garden! Emerson Park offers outstanding connectivity with quick access to: SR-414 (Maitland Extension), SR-429 / Wekiva Parkway, Downtown Winter Garden, Maitland, Altamonte Springs, Winter Park and Orlando. You'll be close to major employers, dining, shopping, entertainment, and everything Central Florida has to offer. If you're looking for a beautifully maintained single-story home in a fantastic community with unbeatable convenience, this is the one you've been waiting for. Schedule your private showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
