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126 Greenway St, Fredericksburg, VA 22405
4 beds · 4 baths · 3,441 sqft
This is the one you have been waiting for! No HOA! Spacious home with tons of upgrades! An entertainer's dream, with a gourmet kitchen featuring granite counters, solid wood cabinets, stainless steel appliances and beautiful slate flooring! Stunning trim work and crown molding in every room! Open family room with coffered ceiling and a gas fireplace. Upstairs you will find 4 spacious bedrooms and two baths. The primary en-suite has a separate Jacuzzi tub and shower. Downstairs you will enjoy a fully finished basement with a bathroom. Beautiful hardwoods on main level in dining room, living room, family room. Brand new carpet upstairs and in the basement! Home features a patio overlooking the BIG backyard, which is flat and could be ideal for a swimming pool in the future! Ideal location for commuting, just off I-95 and close to the Route 17 commuter lot and a few minutes from the VRE station. Schedule your showing and make your offer before this one is sold. Check out the virtual tour! Some photos have been virtually staged.
Source: BRIGHT #VAST2039056
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAST2039056
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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