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12517 Hedges Run Dr, Woodbridge, VA 22192
3 beds · 2 baths · 1,680 sqft
Gorgeous home in desirable Lake Ridge, loaded with updates. Both Bathrooms, kitchen, flooring, doors, roof, siding. Located on the friendliest street and right on the cul-de-sac, the front porch offers a lovely place to relax and unwind after a long day at work. A short walk or one stop light away is a Giant grocery store and Starbucks along with several other stores and eateries. The fenced back yard is the real show-stopper here...a nice deck with screened gazebo and a slate patio overlooking more than four acres of HOA owned property. The heavy woods with old hardwoods provides so much privacy you have to work to see the homes behind you in the spring and summer. Beautiful hardwood floors grace the main level, stairs and upper hallway. The main level has a wonderful light filled flow from one room to the next. There is a large bowed picture window at the kitchen table space and walls removed to open the kitchen up. The bathrooms feature exquisite tile work and you won't find a cleaner home than this! The comfortable family room has a built-ins surrounding the brick fireplace with wood stove .Ground level windows provide light to this room and don't miss the small door to the huge concrete floored crawl space, tons of storage in here! The nice sized laundry room has cabinets and a closet and walk out to the slate patio. There is also a room located off of the laundry with a window that could be a great office or 4th bedroom. The master bedroom has windows on two sides and also in the en-suite. The rec-room and all of the bedrooms just got engineered flooring, no more carpet! Two more bedrooms on this level. Located in a fabulous school pyramid of Old Bridge elementary, Lake Ridge middle and Woodbridge high school, each school is located less than a mile from the home. The award winning community of Lake Ridge features 5 swimming pools, a spray-ground, fantasy playground, a private boat ramp, outdoor lighted tennis courts, basketball courts, many tot-lots, easy access to many grocery stores and Lake Ridge park and marina with a nine hole golf course, putt putt, and boat rentals. Many opportunities for clubs and activities and only 3 miles from I95.
Source: BRIGHT #VAPW2098502
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAPW2098502
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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