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12414 SW 15th Ter, Yukon, OK 73099
3 beds · 2 baths · 1,520 sqft
So, you want a home that doesn’t need a total overhaul, sits in a great location, & has personality. Congratulations, you just found it. Welcome to Patco Village, Yukon’s hidden gem conveniently planted right off SW 15th & Czech Hall, close to everything. Schools are walking distance, shopping & restaurants are around the corner, & you're in the middle of one of Yukon’s fastest growing areas. First impressions matter, & this one shows up strong w/an oversized flowerbed out front that says, “Yes, I’m put together.” Walk inside & you’re greeted by a proper foyer, not just a front door that dumps you into the living room. From there, glide into a galley kitchen fully remodeled in 2024 because people like nice things. Marble look quartz countertops, matching quartz sink, brass hardware, subway tile backsplash, & new stainless appliances make this kitchen shine. The dining room has a built-in hutch that ties it together w/matching quartz counters, & the living room is bright, airy, & leads into a spacious bonus room that can be whatever you need, whether that’s a game room, second living area, yoga space, or a place to escape your responsibilities. Step outside & the vibe continues w/a new paver patio & a backyard made for spreading out. There’s a large L-shaped planting bed ready for flowers, veggies, or whatever Pinterest project you’re pretending you’ll keep alive this year. The side yard is paved & even has a storage shed, so your tools & mystery bins finally have a home of their own. Inside, there are 3 bedrooms, including a primary suite w/a private bathroom & tiled walk-in shower. The 2 secondary bedrooms are generously sized & have large closets that can hold more than 2 jackets & a vacuum. The hall bath features a tub & shower combo w/a custom vanity, & the entire home has been freshly painted w/durable tile & vinyl flooring throughout. This home has the updates, the layout, the location, & just enough character to keep things interesting. Assumable Loan-3.75%
Source: MLSOK #1175924
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1175924
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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