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12400 Eustace Dr, Bumpass, VA 23024
5 beds · 5 baths · 4,873 sqft
Exceptional value on this beautiful waterfront estate nestled on the public side of Lake Anna, Virginia. Great location with deep, clean water and high-speed Xfinity Comcast internet. Spanning over 4,800 finished square feet spread out over three levels, with 5 bedrooms—including two primary suites—and 4.5 baths. The open-concept layout is highlighted by a grand two-story great room with a cozy gas fireplace and stunning custom wide-plank hickory hardwood flooring throughout the main level. The gourmet kitchen is a showstopper, complete with sleek granite counters, black stainless appliances, a 5-burner gas stove, wall oven, and a massive center island illuminated by stylish pendant lights. The lakeside main-level primary ensuite has a walk-in closet, jetted tub, separate tile shower, and doors to the back deck. Upstairs, your family and guests will enjoy 4 bedrooms and 2 full baths. The finished walkout lower level is designed for entertaining and relaxing, offering a generous family room, living room, recreation area, wet bar, full bath, storage, and a wall of 16-foot glass doors that open to a serene concrete patio. Outside, your personal paradise awaits: a covered boathouse with maintenance-free decking, electric lift, sundeck, jet ski pad, and 8+ feet of deep water off the dock. Enjoy 146 feet of pristine shoreline and a stone bulkhead already in place. The park-like yard is spacious and perfect for outdoor games and entertaining. You'll also appreciate the convenience of having a washer and dryer on both the main and lower levels. Nestled on a 1-acre lot with a park-like setting, gorgeous views, a paved driveway, 2-car attached garage, tankless water heater, invisible dog fence with 2 collars, 12x26 shed with a roll-up door and its own electric panel and service, 50 AMP RV hookup, 4 lake-fed water spigots, and so much more! Come see why this home is the ultimate Lake Anna retreat!
Source: BRIGHT #VASP2032956
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VASP2032956
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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