124 Berwick Cir, Bonaire, GA 31005
4 beds · 3 baths · 2,464 sqft
Get a free consultation call with an expert in the mortgage assumption process.
SELLER IS OFFERING $5,000 IN CONCESSIONS!! PRICED TO SELL!! IN-GROUND POOL!! Welcome to this stunning all-brick home that seamlessly blends sophistication, comfort, and outdoor enjoyment! This elegantly crafted 4-bedroom, 3-bathroom residence is perfect for those in search of a peaceful sanctuary. With two separate living areas, you'll find ample room for both relaxation and entertaining. The primary suite offers a beautifully designed separate loft area-perfect for a home office. The thoughtfully designed split floor plan ensures privacy and convenience, catering to anyone who appreciates spaciousness. Venture upstairs to discover a fantastic bonus room that's a true game-changer. Whether you envision it as a home office, media room, playroom, or guest suite, this versatile space features its own separate bathroom for added convenience. The kitchen, featuring granite countertops and stainless-steel appliances, provides a stylish and practical area to craft culinary masterpieces. Dive into summer fun with your very own in-ground pool or relax beneath the gazebo that overlooks it. Don't let this amazing opportunity pass you by! Schedule your tour today and turn your dream into reality!
Source: GAMLS #10489216
Source: GAMLS #10489216
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.