Sign in to see required down payment for the 2.75% rate
12314 Valley High Rd, Herndon, VA 20170
5 beds · 3 baths · 4,324 sqft
Straight out of a magazine and ready to be Yours! No detail was overlooked in this beautifully remodeled home nestled on a private pipe-stem in sought-after Dranesville Estates. Assumable VA loan at 2.25% open to well qualified buyers(to include non-VA financing) with the right offer. Whole home and fully paid off solar system provides year round savings, even getting paid for power feeding back into the grid. Prominent pillars supporting the covered portico, paver stone walkway, a manicured flat front lawn/landscaping, and an oversized and newly sealed driveway leading to an ample 2 car garage welcomes you home. Newer roof(2022), Newer HVAC(2023), Newer water heater(2019), and Newer sump pump for worry-less living. With over 4300 finished square feet, the open concept interior is an environment of refined authenticity and elegance with stylish and durable wood floors; remodeled bathrooms with dual vanities, tub to ceiling polished porcelain tiles and oversized tubs; upgraded light fixtures and ceiling fans; crown and chair moldings plus shadow boxing; plenty of recessed lighting; and a fresh neutral color palette throughout ready for your personal touches. The newly remodeled gourmet kitchen is a chef’s and entertainer’s dream, boasting two islands with ample seating; quartzite countertops; stainless steel appliances and range hood; counter to ceiling backsplash; and opens to a long living room ready for game night or a quiet evening in next to the cozy fireplace. The main level office/flex room with custom built-ins, mud/laundry room, formal living and dining room complete the impeccable main level. Upstairs you’ll find 4 large bedrooms to include a luxurious primary suite with vaulted ceilings, 2 large walk-in closets, and a spa-like en suite bath with two vanities and a sleek black frame glass shower and oversized soaking tub. The newly finished walk-out basement has a sprawling rec room with luxury vinyl plank floors, 5th bedroom/flex room, rough-in for future bathroom and plenty of storage. Attic flooring installed for even more storage. Enjoy countless evenings letting your stresses fade into the sunsets or grilling with friends and family on the newly stained, sealed and huge deck and concrete patio overlooking a fenced backyard and wooded area leading to trails and streams. Quiet yet engaging community just minutes to groceries, restaurants, parks, and major commuting routes. Simply Pristine!
Source: BRIGHT #VAFX2236436
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAFX2236436
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.