12248 Chinaberry Ct, Manassas, VA 20112
4 beds · 3 baths · 2,665 sqft
Seller Has Found Home of Choice – Motivated to Sell! Spacious 4BR/3BA Home on Over 1 Acre in Manassas – No HOA! Welcome to 12248 Chinaberry Ct., a beautifully maintained home nestled on a 1.01-acre lot on a cul-de-sac. This move-in ready 4-bedroom, 3-bathroom property offers the perfect blend of privacy, space, and modern updates—ideal for both everyday living and entertaining. Step inside to discover generous living areas, a versatile floor plan, and a brand-new sunroom (2025) filled with natural light. The finished lower level is a true showstopper, featuring a spacious family room with a cozy fireplace, an inviting bar area, and walkout access to the backyard—perfect for hosting gatherings or enjoying a quiet evening at home. Outdoors, you'll find a fully fenced yard (6-foot fence), ideal for pets, play, or gardening. The property is further enhanced by extensive front hardscaping that adds striking curb appeal and functional outdoor living space. Recent major updates include: HVAC (2023) Kitchen appliances (2024 – double oven, refrigerator) Septic D-box & drain field replaced (2023) Septic pumped (2023) Sunroom addition (2025) And much more – see the documents section for a full list of improvements! With no HOA, room to spread out, and easy access to major commuter routes, shopping, and dining, this serene slice of Northern Virginia living won’t last long! 📍 12248 Chinaberry Ct., Manassas, VA ✨ Don’t miss your chance—schedule your private showing today!
Source: BRIGHT #VAPW2092016
Source: BRIGHT #VAPW2092016
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.