Welcome home to a place where comfort, beauty, and togetherness come naturally. This gorgeous 4-bedroom, 3-bathroom home with a 3-car garage sits on an expansive lot in a quiet neighborhood. From the moment you step inside, you’re greeted with fresh paint in popular designer colors, new flooring, and a bright, open layout that invites you to breathe, settle in, and imagine life unfolding here. The heart of the home is the stunning gourmet kitchen, complete with granite countertops, abundant storage, a walk-in pantry, and a charming breakfast nook overlooking your own backyard paradise. It seamlessly flows into the spacious family room — a warm, inviting space where conversations linger, movie nights come to life, and everyday moments feel special. The oversized primary suite on the first floor is a peaceful escape, offering a spa-like ensuite with dual vanities, a soaking tub, a separate shower, and a generous walk-in closet. A secondary bedroom and full bath near the entry offer privacy and convenience for guests or loved ones. A dedicated study, along with elegant formal living and dining areas, adds flexibility for work, hosting, or simply enjoying the way you live. Upstairs, two additional bedrooms, a full bath, a large game room, and a media room create the perfect setting for laughter-filled gatherings, sleepovers, and memories in the making. Step outside and feel your worries melt away. Your private backyard retreat features an in-ground pool, a cabana, and plenty of room to entertain, unwind, and savor the long summer evenings. It’s the kind of outdoor space that becomes the backdrop of birthday parties, weekend barbecues, and quiet nights under the stars. This home has been loved, cared for, and thoughtfully designed for a family to grow into — and now, it’s ready for you. Homes like this don’t come around often. Schedule your private showing today and experience the warmth and magic for yourself.
1220 Clairemont Ln, Burleson, TX 76028
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
