1219 Sycamore Leaf Way, Murfreesboro, TN 37129
4 beds · 3 baths · 2,967 sqft
Stunning 2024 New Build in Cascade Falls – Upgrades Galore! Located in the highly sought-after Siegel Schools district, this beautiful home is situated on a corner lot in the desirable Cascade Falls community. Completed in 2024 and purchased less than a year ago, this property is still under the builder’s warranty, offering peace of mind for the new owners. The Avalon Plan features a spacious, open layout with a large living room, a cozy fireplace, and a well-appointed kitchen with custom cabinets and granite countertops. Enjoy the elegance of hardwood floors throughout the main areas and stairs, with plush carpet in the bedrooms and tile in the wet areas. The master bath boasts a premium tiled shower, jacuzzi tub, and upgraded showerheads, adding a spa-like touch. This home comes with impressive upgrades, including: Water Softener & Smart Clean Laundry System – $12k SmartWings Electric Smart Shades – $10k Govee Up Lighting for a modern, ambient feel Smart Locks & Nest Thermostats for added convenience and energy efficiency Custom Under-Stairs Dog Kennel with recessed lighting – perfect for pet owners Invisible Fence – $4k value for pet safety All New Appliances throughout The floor plan also includes 4 spacious bedrooms, 3 bathrooms, a foyer, formal dining and breakfast rooms, and a huge bonus room above the garage—ideal for entertainment or a home office. Enjoy outdoor living with a covered patio, perfect for relaxation or hosting guests. The sellers are relocating for work, offering this meticulously cared-for home for someone else to enjoy. Don’t miss out on this incredible opportunity to own a nearly-new home with high-end finishes and a prime location!
Source: REALTRACS #2780847
Interest rate and monthly payment estimated based on public records.
Source: REALTRACS #2780847
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
