1218 Apopka Dr
Kissimmee, FL 34759
4 beds · 3 baths · 2,789 sqft
$334,000
Get prequalifiedAbout this home
Look no further, come discover this 4-bedroom, 2 1/2 bathroom for yourself. If you are you looking for a larger home in Poinciana/ Kissimmee, you have found it. This home is the one for you! It is near convenient shopping areas and major roads if you need to dash out to the grocery store or even pick-up your "To-Go" order. In sunny Central Florida, you can enjoy the large-fenced back yard because this home offers a 6ft privacy fence. The downstairs boasts a home-office, formal living room, den, and a large great room. The kitchen is open to the family room and has an island with chef sink and double pantry. Downstairs laundry room is neatly tucked away. Upstairs has a media room for your enjoyment. The large primary bedroom and en suite bathroom has double sinks and a garden tub. There is more to the en suite bathroom. It has a separate shower in the water closet. Your family will enjoy three other large bedrooms. The interior has been painted and vinyl flooring installed downstairs. Whether you are looking to settle into the home as it is or bring your own style, this home is ready to welcome you. Don’t miss out—schedule your showing today!
Source: STELLAR #TB8403111
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Kissimmee, FL 34759
4 beds · 3 baths · 2,789 sqft