12126 Cardamom Dr, Woodbridge, VA 22192
2 beds · 1 baths · 1,242 sqft
Proudly presenting 12126 Cardamom Drive, located within the Vinings Condo community. This condo provides 1242 sqft. of light-filled space and charming updates throughout. As you enter, you are greeted by a charming foyer area with plenty of options for cute storage ideas. As you enter the main space, updated flooring and fresh paint provide a fresh space ready for you to simply move in and enjoy. The kitchen boasts stainless steel appliances, updated countertops, and plenty of storage. A large living room contains a gorgeous fireplace and is the perfect place for a family movie. The family room opens to the large, bonus area that contains a wall of windows and is the perfect place for a home office, gym equipment, or a cozy play area. This bonus room give outside access to the private deck with views of mature trees and simply begs for a glass of wine and a good book. A large dining area is conveniently located off the kitchen and has a cute window for easy access and good conversations. Down the hall, the large primary bedroom provides a large, walk- in closet and convenient access to the updated bathroom. There is also a large, second bedroom and a laundry room with additional space for extra storage options. Recent improvement include: fresh paint throughout – 2025, updated bathroom – 2023, plank flooring – 2021, hot water heater - 2021, kitchen appliances – 2016, and kitchen counters – 2016. A dedicated parking space and additional common parking is available. Great amenities, the perfect location with access to commuter routes, and close proximity to schools/shopping/dining make this condo an incredible place to call home. Seller reserves the right to accept an offer at any time.
Source: BRIGHT #VAPW2092432
Source: BRIGHT #VAPW2092432
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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