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121 Hollyberry Ln, Prince George, VA 23875
4 beds · 2 baths · 1,778 sqft
Back on the market due to no fault of the seller! Home is priced $21,000 below recent appraisal! Move in ready home in the heart of Rolling Meadow subdivision in Prince George County. The floor plan of this lovely 4BR, 2FB home is so versatile the current owner used the entire downstairs as a Primary suite (utilizing the 4th bedroom as a walk in closet), still leaving 3 spacious bedrooms upstairs! If that doesn't work for you the space can be used as an office, game room, man/she cave, toy room, family room etc... There are so many possibilities! It has two wonderful screened in back porches, one upstairs and one downstairs. The lovely kitchen has custom cabinets, LVP floors, an eat in area and bar seating. The living room has a custom built TV niche that is large enough for all of your entertainment accessories. Downstairs you will find a large laundry room with tile floors and some additional storage space under the stairs. Did I mention the attached, climate controlled 1 car garage? The rear yard is very large and fully fenced in. Don't miss out on this one!!
Source: CENTRALVIRGINIA #2428312
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2428312
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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