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1209 Croydonwood Cir, Brandon, FL 33510
5 beds · 3 baths · 2,054 sqft
New yard landscaping was done and looks really great and sophisticated. The right side is all cement, the left side has a beautiful path with ridge blocks and white rocks. The back side has a grass space, small rocks, red mulch to place plants in large plant holder, and two fan palm trees to give the beautiful grand pool some shade and to have a peaceful area to relax. There is a nice white fence. The shed in the back 15x15 has the look of a small house with landscaping around. Great house with newer fence, roof, air conditioning, water heater, plumbing, and new resurface of pool. Newer cabinets with granite countertops. Central Air Condition and heating are newer. Newer tile throughout most of the house. Porch and pool screen. Small house shed in the back used for storage. The great thing is that the home is disability accessible, and the primary bedroom has a disability bathroom. New driveway and new remodel of back yard. The right side of the yard has a closed area to keep dogs.
Source: STELLAR #A4656728
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4656728
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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