1201 Summerset Ln
Burleson, TX 76028
$279,900

$2,350/mo at 6.5%
Unlock lower rate to save $100K+
See your savings
Compared to a new mortgage.
Interest rate
6.5% 2.9%

Monthly payment
$2,350 $2,076

Term length
25 y 7 mo

Lifetime savings
$83,970

About this home

Low-Maintenance Lifestyle in the Heart of Burleson! This beautifully finished end-unit townhome is a rare find—one of the few available in Burleson—and is priced to move. The end-unit placement provides extra breathing room for added privacy, and a small outdoor area offers just enough space for a bit of fresh air or a pet-friendly spot without the upkeep. Featuring thoughtfully selected high-end interior finishes and energy-efficient construction, this home is both stylish and smart for long-term ownership. The floor plan offers exceptional versatility with three bedrooms, each with its own ensuite bathroom, including a primary suite conveniently located on the main level. Upstairs, a secondary living area-loft-game room offers flexible space for work, play, media, or guests — and leads to a private balcony, perfect for morning coffee or quiet evening relaxation. The kitchen features striking granite countertops, a beautiful tile backsplash, a spacious kitchen island, and modern cabinetry—all open to the main living and dining areas, making gathering and entertaining effortless. Located in the highly-rated Burleson ISD and less than 10 minutes to Burleson’s key lifestyle hubs—Old Town Burleson, the I-35 Shopping & Restaurant Corridor, and the crossroads at Wilshire & John Jones—you’ll enjoy quick access to dining, retail, coffee shops, healthcare, fitness, and everyday conveniences. This is true lock-and-leave living—exterior maintenance and yard care are handled for you, allowing more time to enjoy everything Burleson and the greater DFW Metroplex has to offer. A standout opportunity for those seeking comfort, convenience, and low-maintenance living—don’t miss your chance to make this your next home base.

3 bedroom
3.5 bathroom
1,868 sqft
0.09 acres
Built in 2018
Townhouse
2-car garage
A/C
Neighborhood
About Roam

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.

Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.

Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.

Read more
Last updated: Dec 01, 2025 10:37 am
Listing agent: Brenda Menzel (817) 602-2639
Listing provided courtesy of: Briggs Freeman Sothebys Intl, (817) 801-3030
Details provided by NTREIS and may not match the public record.
MLS ID: #21106580
Payment calculations are estimates and exact amounts will be confirmed by your agent.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.