12001 Buckhorn Rd
Chesterfield, VA 23838
3 beds · 3 baths · 1,950 sqft
$439,500
Get prequalified12001 Buckhorn Rd
Chesterfield, VA 23838
3 beds · 3 baths · 1,950 sqft
$439,500
Get prequalifiedFULLY UPDATED AND MOVE-IN READY COLONIAL IN CHESTERFIELD COUNTY! Set on nearly 2 private acres in the sought-after Deerwood neighborhood, this 3-bedroom, 2.5-bath home offers a classic floor plan with modern updates throughout. Refinished hardwood floors and arched doorways on the main level add charm and character, and the multiple living and dining areas on the main level provide flexibility and flow, ideal for both everyday living and entertaining. The Formal Dining Room and Family Room offer defined spaces with seamless access to the renovated Kitchen, complete with granite countertops, tile backsplash, and stainless steel appliances. The back Living Room is warm and inviting, featuring a wood-burning fireplace and sliding doors that lead to the rear deck. Just off the kitchen, a spacious Laundry/Mudroom with its own private exterior entrance serves as a tucked-away drop zone, offering both functionality and versatility. Upstairs, a bright and airy Primary Bedroom features a vaulted ceiling with exposed beams and a skylight, and includes a walk-in closet and updated ensuite bath. Two additional bedrooms and a refreshed hall bath complete the second floor. Outside, you’ll find a beautifully maintained setting with lush, mature landscaping, a paved double-width driveway, and an expansive rear deck that provides the perfect space to relax or enjoy the natural surroundings. A standout feature is the detached 24’ x 24’ garage, complete with epoxy flooring and climate control, ideal for a workshop, hobby space, or additional storage. Located in a quiet, established area of Chesterfield County, Deer?Wood is known for its spacious lots, mature trees, and peaceful surroundings. Just minutes from Route 288, Powhite Parkway, and Hull Street. This location offers quick access to shopping, dining, parks, and highly rated schools, while still feeling tucked away from the hustle.
Source: CENTRALVIRGINIA #2517973
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.