One or more photo(s) has been virtually staged. Where Modern Luxury Meets Sustainable Living Welcome to Innovation Estates at Storey Park — Orlando’s most sought-after eco-luxury gated enclave, where refined design and forward-thinking sustainability come together in perfect harmony. Set on an expanded homesite, this beautifully curated two-story residence exudes sophistication from the moment you arrive. A charming front porch welcomes you home, while a private rear entry leads to a detached two-car garage and fenced backyard sanctuary designed for both privacy and play. SELLER will contribute 10k toward a buy down for buyers. Inside, the interiors are bright, polished, and perfectly balanced — a seamless blend of comfort and contemporary style. The sunlit foyer opens to a versatile formal dining room (currently an elegant home office) and an expansive great room ideal for relaxed entertaining. The chef’s kitchen takes center stage with granite countertops, premium stainless steel appliances, a generous breakfast bar, and thoughtful finishes that elevate every detail. Throughout the main level, wood-look tile flooring adds warmth and continuity, complemented by an elegant powder bath. Upstairs, retreat to a luxurious primary suite that feels like a boutique hotel escape — featuring a spa-inspired bath with a dual-sink granite vanity, soaking garden tub, and glass-enclosed shower, along with a custom walk-in closet. Two additional bedrooms, a stylish guest bath, and a conveniently located laundry room complete the second floor. Outdoors, the spacious paver patio is perfect for twilight dinners and weekend gatherings under the Florida sky. Life at Innovation Estates means enjoying a resort-caliber lifestyle every day — with a resort-style pool, state-of-the-art fitness center, playgrounds, splash pad, walking trails, and a dog park, all within a vibrant solar-powered community. The HOA includes Resort Style community pools and 2 great, well appointed gyms for your benefit as well as high speed internet and cable connection These are included in your monthly fees which makes your monthly fees more affordable. Ideally located just minutes from Lake Nona’s Medical City, Orlando International Airport, and major thoroughfares (417, 528, and I-4), this residence is more than a home — it’s a statement of modern living with conscience and style. Sleek. Sustainable. Effortlessly luxurious. Discover the new standard of Orlando living at Innovation Estates at Storey Park.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
