11819 Parrish Creek Ln
Chesterfield, VA 23832
4 beds · 3 baths · 2,003 sqft
$440,000
Get prequalifiedAbout this home
This move-in ready home in Chesterfield County checks all the boxes—fresh paint, new carpet, and a layout designed for everyday living and effortless entertaining. Welcome to 11819 Parrish Creek Lane, a beautiful home in the sought-after Colony Pointe neighborhood. With over 2,000 square feet of living space on a 0.35-acre lot, this home features 3 spacious bedrooms, 2.5 bathrooms. From the moment you step inside, you’ll appreciate the 9-foot ceilings on the first floor and the warm hardwood floors in the formal dining room. The kitchen is equipped with stainless steel appliances, electric cooking, a tile backsplash, recessed lighting, and pantry. It flows seamlessly into the inviting family room, where a floor-to-ceiling stacked stone gas fireplace with a slate hearth and farmhouse-style mantle serves as the cozy focal point. Upstairs, the primary bedroom offers a peaceful retreat complete with a sitting area, a large walk-in closet, and an ensuite bath with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms share a full hall bath, while a versatile second-floor loft with its own closet provides the flexibility for a home office, playroom, or even a potential fourth bedroom. Freshly painted walls and brand-new carpet give the entire home a crisp, updated feel. Outside, enjoy a custom paver patio that overlooks the private, tree-lined backyard—perfect for relaxing or entertaining. Additional features include an epoxy-finished two-car garage, a paved double-width driveway, durable vinyl windows, a 30-year dimensional roof, and two-zone HVAC for year-round comfort. Conveniently located near shops, restaurants, and schools, this home is ready for you to move in and start making memories.
Source: CENTRALVIRGINIA #2517181
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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Chesterfield, VA 23832
4 beds · 3 baths · 2,003 sqft