Discover the epitome of modern luxury and convenience in Storey Park, Lake Nona—a premier gated community nestled in Orlando’s thriving technology and Medical City corridor. This stunning, energy-efficient home, equipped with solar panels, seamlessly combines contemporary style, premium upgrades, and eco-friendly features in one of Lake Nona’s most sought-after neighborhoods. Freshly painted inside and out, it offers a pristine, move-in-ready canvas for your personal touches. This inviting two-story gem boasts 3 spacious bedrooms, 2.5 bathrooms, and thoughtfully designed living spaces that exude warmth and sophistication. Step onto the charming front porch and enter a luminous open-concept main level, where natural light floods the upgraded half bath and gourmet kitchen. The kitchen shines with stainless steel appliances, sleek granite countertops, crisp white cabinetry accented by crown molding, a decorative backsplash, stylish pendant lighting, and an expansive walk-in pantry that’s a chef’s dream. Adjacent, the elegant dining area transitions effortlessly into a versatile flex room—perfect for a home office, play area, or cozy reading retreat. Ascend to the upper level, where the expansive primary suite serves as a serene sanctuary, complete with a spa-like en suite featuring a double-sink vanity, luxurious garden tub, and invigorating walk-in shower. Two additional well-proportioned bedrooms and a guest bath with a dual-sink vanity ensure ample comfort and privacy for guests. Embrace outdoor bliss in your private haven: an extended screened-in patio with premium pavers and a soothing spa, ideal for relaxation or entertaining under the stars. The oversized rear-entry two-car garage features durable Polyaspartic coated floors and ceiling-mounted storage racks for ultimate organization. Pet lovers will adore the gated dog run, adding convenience to your backyard paradise. As a resident of Storey Park, indulge in resort-style amenities including multiple sparkling pools, a state-of-the-art fitness center, playgrounds, lush parks, and a vibrant clubhouse. Your HOA dues also cover high-speed internet, phone, and cable services, complete with premium streaming apps like Disney+, Hulu, HBO Max, ESPN Unlimited, Peacock Premium, Paramount+, AMC+, and FOX One—delivering endless entertainment at no extra cost. Zoned for acclaimed Lake Nona schools and ideally located near Medical City, the VA Hospital, Nemours Children’s Hospital, Orlando International Airport, and highways 417 & 528, this home promises unparalleled connectivity and lifestyle perks. With an acceptable offer, sellers are including a comprehensive one-year whole home warranty for added peace of mind. Don’t miss this opportunity to own a slice of Lake Nona paradise—schedule your private tour today and envision your future in this exceptional residence!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
