VA loan
1 of 43
VA loan
$615,000
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11715 Triple Notch Ter, Henrico, VA 23233

3 beds · 4 baths · 2,968 sqft

Don’t miss this rare opportunity to own a beautifully built, spacious brick townhome in the heart of Short Pump! This well-maintained, 3 bedroom, 3 1/2 bath home has so much to offer! It mixes the benefits of Smart technology with custom design features. All entry doors are equipped with Smart fingerprint locks. As you enter, notice the 2-story foyer with hardwood floors and wainscoting. Don’t miss the extra storage in the hallway closet under the stairs! The open-plan kitchen comes with custom cabinetry, SS appliances, walk-in pantry, granite countertops, and a butler’s pantry. This light-filled room leads into the large family room with a gas fireplace, custom shutters and features built-in wall speakers for the TV receiver. The formal dining room has a tray ceiling and wainscoting. This floor also has an office. The large utility closet has a new Samsung Smart dryer, recently purchased washing machine, and a convenient sink. All the hardwood floors were newly installed in 2021. Upstairs, the primary bedroom has two walk-in closets and a spacious ensuite bathroom, complete with a new shower head. The second bedroom also has a large walk-in closet and ensuite bathroom. In addition to the 3rd bedroom with two closets, you'll find a bathroom with two sinks and a new shower. This level also has a multi-use large loft area. At the rear of the home you’ll find a fenced-in yard, a beautiful patio, perfect for entertaining. The two car garage has a new Smart controlled garage door opener and a 240 Volt outlet for a Tesla. Other upgrades include a 2019 Rinnai tankless water heater, and the 1st floor AC unit was installed in 2020; both A/C units have been recently serviced with new electrical coils. Other upgrades: two Smart Ecobee climate controllers, and Smart switches for lighting. If you’re looking for a beautifully maintained home with low exterior maintenance that comes with smart technology upgrades and close to all that Short Pump has to offer, look no further!

Estimated
Seller's interest rate
5.12%
7%
Estimated
Monthly payment

$3,213
$3,479
You may also save up to $43,871 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Jun 22 • 1PM - 3PM
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,479 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
5.12%
Remaining term
13 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,213
Principal & interest
$2,248
Mortgage insurance
-
Property taxes
$404
Home insurance
$210
HOA fees
$350
Utilities
Not included

Source: Public records

Home details
Size
2,968 sqft
Lot size
0.0705 acres
Year built
2008
Type
Townhouse
HOA dues
$350.00

Source: CENTRALVIRGINIA #2514682

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 19, 2025 12:00 am
Listing agent: Michael Halloran (804) 304-8716
Listing provided courtesy of: NextHome Advantage (804) 545-6400
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2514682
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
5.12%
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