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$335,000
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11563 Claimont Mill Dr, Chester, VA 23831

3 beds · 3 baths · 1,848 sqft

Welcome to 11563 Claimont Mill Dr, a beautifully maintained end-unit townhouse in the heart of Chester! Offering 3 spacious bedrooms, 2.5 baths, and 1,867 sq ft of thoughtfully designed living space, this home blends comfort, style, and convenience. The open-concept first floor features a bright living and dining area that flows into a spacious kitchen with ample cabinet space, pantry, and modern finishes, perfect for entertaining. Upstairs, you'll find 3 generous bedrooms, including a luxurious primary suite with a massive walk-in closet and an en-suite bath with a serene sunken soaking tub with tile and spa-like ambiance, and separate shower. The laundry room is conveniently located on the second floor. Enjoy added privacy with this end-unit, plus plenty of storage throughout. Located just off Iron Bridge Rd with easy access to Route 288, I-95, Fort Lee, shopping, dining, and parks. Community amenities include a resort-style pool, clubhouse, and fitness center. Experience low-maintenance living at its finest! Are you ready for your happy new beginning?

Estimated
Seller's interest rate
4.25%
7%
Estimated
Monthly payment

$1,613
$1,840
You may also save up to $51,531 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Jun 15 • 2PM - 4PM
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $1,840 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
FHA
Rate
4.25%
Remaining term
18 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,613
Principal & interest
$945
Mortgage insurance
$136
Property taxes
$254
Home insurance
$114
HOA fees
$163
Utilities
Not included

Source: Public records

Home details
Size
1,848 sqft
Lot size
0.0767 acres
Year built
2014
Type
Townhouse
HOA dues
$163.00

Source: CENTRALVIRGINIA #2513069

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 11, 2025 05:46 pm
Listing agent: Bernice Sim (804) 874-8890
Listing provided courtesy of: RE/MAX Commonwealth (804) 360-5200
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2513069
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
4.25%
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