11551 Callisia Dr, Odessa, FL 33556
2 beds · 2 baths · 1,689 sqft
Welcome to luxury living in the prestigious gated enclave of Esplanade at Starkey Ranch - where elegance meets effortless Florida lifestyle. This stunning Roma model offers 2 bedrooms, 2 baths, and a private office enclosed with French doors, perfectly suited as a study, den, or optional third bedroom. As you step inside, you'll immediately notice the refined touches that elevate this home far beyond builder-grade - CROWN MOLDING, TRAY CEILINGS, PLANTATION SHUTTERS, 8-FOOT DOORS, ENGINEERED HARDWOOD FLOORS, and UPGRADED LIGHTING throughout. The open-concept layout is bathed in natural light and flows seamlessly from the gourmet kitchen to the dining area and into the spacious great room with custom recessed lighting and sliding glass doors that lead to your private outdoor retreat. The chef’s kitchen features quartz countertops, custom cabinetry, a gas range, and upgraded stainless steel appliances. The primary suite is a peaceful retreat with bay windows, an expanded sitting area, a large walk-in closet, and a luxurious en-suite bath complete with square dual sinks, a frameless walk-in shower with seat, and separate water closet. Guests enjoy a spacious second bedroom with its own walk-in closet and private bath, separated by a pocket door for added privacy. Step outside and experience true Florida living in your ELECTRIC-HEATED PEBBLE-TEC POOL with a BRAND-NEW POOL CAGE (2025), an OUTDOOR KITCHEN, and hurricane shutters, all set in a screened lanai designed for year-round enjoyment. The exterior also features extra outdoor electrical, lush landscaping, and an insulated garage with fresh paint, a pull-down screen, overhead storage, and a water softener system with purifier. Enjoy the perks of low-maintenance living with HOA-included lawn care, reclaimed irrigation, and access to resort-style amenities: fitness center, clubhouse, pickleball and tennis courts, spa, firepit, dog park, playground, and more. Located minutes from top-rated schools, shops, dining, and Tampa International Airport—this home is more than just beautiful... it’s the lifestyle you’ve been waiting for. Come see it today!
Source: STELLAR #TB8393160
Source: STELLAR #TB8393160
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
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