Move right into this beautiful townhome in the highly sought-after Parkside at Mason Mill—a highly desirable community just minutes from Emory! This stunning larger floor plan offers effortless in-town living just minutes from the CDC, CHOA, Emory and all that Decatur has to offer. Nestled beside beautiful Mason Mill Park, residents enjoy direct access to lush tree-canopied walking trails and a serene natural setting. This spacious 4 bedroom, 3.5 bath home features an inviting open-concept layout with abundant natural light. The rare elegant fireside family room flows seamlessly into the light and bright dining area and gourmet kitchen—perfect for relaxing or entertaining. The chef’s kitchen is at the heart of the main level. With its gorgeous oversized quartz kitchen island, stainless steel appliances and stunning white shaker cabinets, cooking will be a dream come true. The crisp white kitchen is complemented by the rich flooring throughout- not a carpet in sight. Check out the home office tucked off the living room - with more quartz countertops and built in storage this will have you saying yes to working from home! Upstairs is an oasis of calm in the oversized primary bedroom suite. With its airy trey ceilings to the custom designer curtains this room has it all. Check out the bathroom with its deep soaking tub, a rarity in this floorplan, with more quartz countertops and a frameless shower, don’t forget to check out the closet where everything will have a home thanks to the custom shelving and rail system. Check out the two additional bedrooms and bathroom upstairs, perfect for guest room, home office or flex space the options are endless. A private bonus room with full bathroom on the terrace level adds versatility for a home office, guest suite, or media room. Additionally the oversized deck offers space for dining or relaxing. Parkside at Mason Mill delivers resort-style living in-town, offering a junior Olympic–sized pool, state-of-the-art fitness center, a fully furnished clubhouse with game room and business center, and beautifully maintained green spaces. Residents also enjoy direct access to Mason Mill Park and the South Peachtree Creek Trail, providing miles of scenic walking and biking paths that connect seamlessly to Emory. With unbeatable proximity to Emory, the CDC, VA Hospital, CHOA/Scottish Rite, Toco Hills, and downtown Decatur—along with convenient access to shopping, dining, and entertainment—this location offers exceptional value and everyday convenience in one of Atlanta’s premier intown communities. If you're looking for modern comfort, a prime intown location, and resort-style amenities, this Carver home at 1155 Millennium Park is the perfect move-in ready choice. Come see it today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
