Sign in to see required down payment for the 2.9% rate
11446 Sinatra Ct, New Port Richey, FL 34654
3 beds · 2 baths · 1,597 sqft
Welcome to a rare gem in the sought-after Summertree Active Community with adjacent golf course—where luxury meets lifestyle in this beautifully upgraded 3-bedroom, 2-bathroom home located on a quiet cul de sac designed with modern living and timeless comfort in mind. From the moment you step through the front door, you'll be greeted by high-end finishes, soaring ceilings, and an open-concept floor plan that blends elegance with functionality. The home sits gracefully on a half-acre lot, offering privacy, lush landscaping, and tranquil views, all within a vibrant 55+ gated community. Inside, enjoy engineered hickory hardwood flooring that flows seamlessly through the living areas, with upgraded tile in the foyer, kitchen, and baths. The heart of the home is the show-stopping kitchen, remodeled in 2021 to include a 10-ft custom island, soft-close custom cabinetry with hidden drawers for extra storage plus convenience, and concrete countertops that strike the perfect balance between luxury and utility. High-end stainless steel appliances (only 4 years old) and a sleek modern aesthetic make this kitchen ideal for entertaining or everyday living. The Great Room is spacious and bright, with large sliders opening to a serene backyard, perfect for relaxing after a round of golf. A versatile third room is currently being used as an office/den and could easily be converted to a bedroom. The home has been recently painted (2022) and features a new roof, providing peace of mind for years to come. Don’t miss your chance to own this slice of Florida paradise. Whether you're downsizing, retiring, or simply seeking a better lifestyle, this home offers tremendous value and unbeatable amenities that includes golf course, heated pools, jacuzzi, tennis courts, clubhouse, fitness, sauna, commercial kitchen and more.
Source: STELLAR #TB8385111
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8385111
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.