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11418 Parrish Creek Ln, Chesterfield, VA 23832
4 beds · 3 baths · 2,046 sqft
Looking for a beautiful house in a great community? Look no further nestled in the lovely Colony Pointe community in Chesterfield, just minutes from 288, this beautiful 4-bedroom, 2.5-bathroom house sits on nearly a half acre and is perfect for families who want comfort, space, and fun. Downstairs, you’ll find plenty of nature light and an open layout that’s great for spending time with family or having friends over. The kitchen, living room, and dining areas all seem to flow together seamlessly. Upstairs, there are four spacious bedrooms (4th Bedroom converted into loft play area at the top of the stairs), a large primary bedroom with en suite that has a separate shower and tub. Step outside into your backyard paradise! Featuring a covered deck, stamped concrete patio, private swimming spa, it’s the perfect place to entertain, exercise, or just chill out. This home is located near great schools, shopping, and parks, with everything you need within a short drive. Don’t miss out on this amazing home in a great neighborhood. Schedule your showing today and see it for yourself!
Source: CENTRALVIRGINIA #2508219
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CENTRALVIRGINIA #2508219
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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