VA loan
1 of 71
VA loan
$1,990,000
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1134 Towlston Rd, Great Falls, VA 22066

6 beds · 6 baths · 5,278 sqft

Don’t miss this rare opportunity to own a beautifully updated contemporary home on a private, 2-acre corner lot in one of Great Falls’ most desirable neighborhoods—just 2 miles from Tysons Corner with easy access to Route 7, I-495, and 267. Located in the sought-after Langley school pyramid: Colvin Run Elementary, Cooper Middle, and Langley High. Bus stop right outside house. ​Originally built in 1946 as a charming 1,200 sq ft home, the property underwent a substantial extension in 1986, transforming it into the expansive 6-bedroom, 5.5-bath residence it is today—offering a seamless blend of modern design and natural surroundings. The main level welcomes you with a bright, newly reconfigured (2024) open entry, updated flooring, and expansive windows that fill the home with light. Multiple living areas include a large family room with skylights, sliding glass doors, and a cozy wood-burning fireplace—perfect for year-round entertaining. A formal dining room connects to the kitchen featuring stainless steel appliances and a unique spiral staircase. Step outside to a newly built (2024) custom concrete patio with built-in benches, retaining walls, and sleek metal railings. The flat, usable lot includes mature trees, a built-in playground, room for a pool, and a circular driveway that fits up to 14 vehicles—an exceptional find with no HOA. Ideal and zoned for pool or pool house, and an additional ADU on the property. Upstairs, the sun-drenched primary suite is a true retreat with vaulted ceilings, tree-lined views, custom shades, and a spa-style bath with a walk-in closet. Four additional bedrooms and 28 new windows (installed late 2023) complete the upper level. The fully finished basement features new flooring, paint, lighting, and a brand-new full bathroom (2025)—ideal for a media room, gym, or guest suite. Above the garage, a fully permitted ADU/ALU apartment (renovated 2023) includes a full kitchen, new appliances, island seating, separate 2025 HVAC, private laundry, and a 2024-renovated balcony—perfect for in-laws, visitors, or rental income. The oversized two-car garage is climate-controlled with a new door (2023) and connects to a private home office with patio access. Other major updates (2023–2025) include: new roof, 3 new HVAC systems with smart thermostats, upgraded electrical panel, commercial water heater, new rain gutters, exterior lighting, smart security cameras, and fresh paint throughout. This home offers space, style, and flexibility in an unbeatable location—schedule your showing today!

Estimated
Seller's interest rate
5.125%
7%
Estimated
Monthly payment

$8,424
$9,636
You may also save up to $396,382 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $9,636 monthly payment

Financed
SIGNIN
Location
Loan details
Loan type
VA
Rate
5.125%
Remaining term
27 yrs and 3 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$8,424
Principal & interest
$5,854
Mortgage insurance
-
Property taxes
$1,890
Home insurance
$679
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
5,278 sqft
Lot size
2.0 acres
Year built
1946
Type
Single Family Residence
HOA dues
$0.00

Source: BRIGHT #VAFX2229884

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 19, 2025 11:29 pm
Listing agent: Christopher Craddock (703) 688-2635
Listing provided courtesy of: EXP Realty, LLC (833) 335-7433
Details provided by BRIGHT and may not match the public record.
MLS ID: #VAFX2229884
The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Roam Brokerage, LLC participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2025 Bright MLS. All rights reserved.
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Est. seller's rate
5.125%
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