VA loan
1 of 43
VA loan

11307 Laurel Rd, New Kent, VA 23124

3 beds · 2 baths · 1,620 sqft

Welcome to your private retreat in beautiful New Kent County! Nestled on 8.45 wooded acres, this modern ranch-style home offers peaceful living with stylish upgrades throughout. With 3 bedrooms, 2 full bathrooms, and 1,620 square feet of open-concept living space, you’ll love the comfort and flow of this thoughtfully designed and updated home. Step inside from the covered front porch to find a bright open-concept floor plan with vaulted ceilings that make the space feel endless. Luxury vinyl plank flooring runs throughout the home for a modern, low-maintenance touch, while recessed lighting and plenty of windows make the space even more inviting. The updated kitchen with breakfast bar is perfect for entertaining, featuring granite countertops, stainless steel appliances, and upgraded cabinetry. Off the kitchen you'll find a large pantry with additional cabinetry/shelving, and access to the oversized laundry room and garage. When it's time to wind down, you'll enjoy the spacious primary bedroom, complete with vaulted ceilings, a large walk-in closet, and a stunning updated primary bath featuring tile flooring, double-vanity (with storage), and a massive tile shower with a rainfall showerhead. Two large additional bedrooms with closets share another tastefully-updated full bathroom. Outside, enjoy the durability of architectural roof shingles and vinyl siding, along with a spacious 2-car side-entry garage with an automatic opener. And no need to worry about power outages here — this home comes equipped with a whole-home generator powered by dual propane tanks, giving you peace of mind year-round. With nearly 8.5 acres, you’ll have plenty of room to explore, relax, and enjoy nature — all while being just a short drive from local shops, restaurants, and highways. Don’t miss out on this incredible home with all the modern touches you’ve been dreaming of! Schedule your private showing today!

Location
Home details
Size
1,620 sqft
Lot size
8.45 acres
Year built
2003
Type
Single Family Residence
HOA dues
$0.00

Source: CENTRALVIRGINIA #2515859

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 13, 2025 05:51 am
Listing agent: Matt Sanders (804) 922-2995
Listing provided courtesy of: Hometown Realty (804) 747-9933
Details provided by CENTRALVIRGINIA and may not match the public record.
MLS ID: #2515859
All or a portion of the multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listings. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are Copyright © 2025 Central Virginia Regional Multiple Listing Service, LLC. All Rights Reserved.
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