Start your new chapter here in Sun City Peachtree, one of the nicest and most affordable Del Webb communities in the country. Time to settle down with this beautifully updated Dunwoody Way floor plan, perfectly positioned on a level lot with a large backyard backing to peaceful wooded greenspace—offering both privacy and a serene natural setting with no neighbors behind you. Inside, experience the open, airy layout that makes the Dunwoody Way one of the community’s most popular designs. This 2-bedroom, 2.5-bath home has been thoughtfully updated throughout, featuring new luxury vinyl plank flooring in all main living areas, fresh interior and exterior paint, and the builder-grade fixtures were tossed and upgraded with lighting and ceiling fans that add a modern, polished touch. At the heart of the home, the chef’s kitchen is designed for both everyday living and entertaining with the builder-upgrade of KitchenAid appliances (Refrigerator, Washer & Dryer included in the sale). A large island with seating anchors the space, complemented by a tile backsplash, 5-burner gas cooktop, raised dishwasher, and a beautiful farmhouse sink. The kitchen flows seamlessly into the main living area, where a stunning stacked stone fireplace creates a warm and inviting focal point nestled next to another large flex space. What will you do with it? Create a more casual seating space, make a home office, or is a formal dining space more your speed? The owner’s suite offers a private retreat at the back of the home. The owner's bath has a large soaking tub with a separate stand-up shower tiled to the ceiling and is connected to a massive owner’s closet fully built-out with shelving. The pantry and laundry room also provide exceptional organization and space with MORE custom built-in storage. No cheap wire racks here! You didn’t know you needed one until you have one! A utility sink in the laundry! Outdoor living is where this home truly shines. The extended covered patio with cathedral ceiling really maximizes the vertical views, complete with wiring for a TV, sunshade and an oversized fan—perfect for relaxing or entertaining while taking in the tranquil wooded views behind the home. Additional highlights include a widened driveway and a spacious 2-car garage with dedicated golf cart parking. Golf not your “thing”, this space is perfect for a little wood shop, place for the fishing boat or the motorcycle/s. A staircase in the garage leads to a large unfinished room above, offering incredible storage or the potential for future expansion. All wallpaper is “peal-and-stick” and should be able to be removed easily with little to no damage to the walls. This is a rare opportunity to own a move-in ready Dunwoody Way with meaningful upgrades, private views, and exceptional indoor and outdoor living spaces. Beyond the home, life here is designed to be simple and social. Lawn care and landscaping are handled for you, freeing up time to enjoy an active adult lifestyle built around connection and choice. Residents enjoy access to the 45,000-square-foot Club Peachtree housing state-of-the-art fitness facilities, walking track, Yoga/Dance Studio, indoor and outdoor pools with walk-in entry, hobby and game rooms, a theater and library. The full-time activities director will help you find which of the 60 charter clubs or interest groups will suit you best, making it easy to meet neighbors and stay engaged. Outdoor amenities include nature trails, tennis, bocce, and pickleball courts, along with a dog park, softball field next to the grandchildren playground and multiple common spaces to enjoy visitors. Golf cart–friendly and welcoming, this 55+ community offers a balanced lifestyle—active when you want it, relaxed when you don’t. The ClubCorp 18-hole golf course is membership only. Visit SCPGolf website for more info. This home has been lovingly maintained and is truly move-in ready, offering a comfortable, low-maintenance place to enjoy the next chapter.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
