Colorado meets Boerne! Nestled in the heart of a community that cherishes the natural beauty of the Guadalupe River, 112 North Star Court in Boerne, Texas, is a rare gem that combines rustic charm with modern living. Custom-built in 2006 by the esteemed Satterwhite Log Homes, this exquisite home spans approximately 3,150 square feet, featuring 4 bedrooms, 2.5 bathrooms, and an oversized two-car garage (with a freshly painted floor) all designed to blend seamlessly with its picturesque surroundings on 5 acres. The home's stunning log exterior is simply meticulous and crafted from beautiful Spruce logs, and its large covered porches both in the front and back, immediately invite relaxation and tranquility, reminiscent of a Colorado mountain retreat. These outdoor living spaces offer the perfect vantage point to enjoy the property's fenced garden, custom water feature, and the native white-tail deer that frequently grace the area, adding to the sense of serenity and privacy afforded by the nice acreage on which this home sits. Inside, you will be pleased to find an open floor plan where vaulted ceilings and dormers fill the space with natural light, enhancing the warmth of the interior and creating an inviting atmosphere for family gatherings. The large kitchen, which adjoins the dining area, is a chef's dream, offering ample space for culinary experiences and entertaining while offering a large island, lots of cabinets, a farm house sink, reverse osmosis system and a propane gas range. You will also love the tongue and groove vaulted wood ceiling in the kitchen along with the skylights that invite the natural light into the space. A private office provides a quiet retreat for work or study, while the light restrictions of the community ensure that your home remains your sanctuary. The primary bedroom offers direct access to the large covered rear porch, as well as separate vanities, a soaking tub and nice walk-in shower. The entire flooring throughout the home is tile, making floor cleaning a breeze. There is a finished space above the garage that is approximately 250 SF that is heated and cooled and ideal as a game room, man cave or a second office. For outdoor enthusiasts, this home is a haven, offering access to the Guadalupe River with community park amenities such as fishing, swimming, and kayaking. The property itself is equipped with a custom-built carport, RV covered parking with electrical hookups, a private water well, a storage structure and a brand-new asphalt driveway, ensuring convenience and accessibility. Propane gas and wiring for a generator are thoughtful touches that guarantee comfort and preparedness in all seasons. 112 North Star Court is not just a house; it's a well-built and meticulously maintained log home that promises a lifestyle of peace, privacy, and connection with nature. Whether it's the allure of an impeccable log home, having access to the Guadalupe river, or the abundant wildlife, this property is truly a rare find in Boerne, Texas. Don't wait on this one!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
