1111 Timarron Trl, Watkinsville, GA 30677
5 beds · 3 baths · 3,550 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to the beautifully updated 1111 Timarron Trail, offering an inviting open floor plan and modern finishes throughout. From the moment you step into the foyer, youll be drawn to the spacious Family Room and Dining Room, perfect for entertaining. The Kitchen, also open to the Family Room, has been freshly renovated with elegant quartz countertops, crisp white cabinetry, a stylish tile backsplash, and newer stainless steel appliances. This thoughtfully designed split-bedroom floor plan features a luxurious primary suite on one side of the home, complete with a trey ceiling, double walk-in closets, and a stunningly renovated en-suite bath. Enjoy spa-like relaxation with separate vanities, a tiled walk-in shower, and a soaking tub. On the opposite end of the main level, youll find two additional bedrooms and a full bath. Upstairs, two generously sized bedrooms, a full bath, and a versatile bonus room provide plenty of space for guests, a home office, or recreation. One of the standout features of this home is the screened porch, where you can unwind while overlooking the expansive backyard. Step outside to find a patio, a fenced-in area perfect for pets or play, and a convenient storage shed. With LOTS of recent upgrades, this home is truly move-in ready! Conveniently located near top-rated schools, parks, shopping, and more, this is a rare opportunity in a prime location. Dont miss out schedule your private tour today!
Source: GAMLS #10474051
Source: GAMLS #10474051
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.