1076 Willow Cir, Clarksville, TN 37043
4 beds · 4 baths · 2,906 sqft
seller concessions being offered! Beautiful all brick home in Sango's Willowbrook subdivision! This four bedroom, three and a half bathroom home with a bonus is one that you do not want to miss out on. The primary and two other bedrooms are located on the main floor with 2.5 bathrooms. The fourth bedroom and third full bathroom are located upstairs with the bonus room. Located right down the road from Thirsty Goat, you can pull into your circular drive and enter into this beautiful renovated home. Totally gutted and renovated kitchen with cabinets that reach the ceiling. Quartz counter tops in kitchen with a new drop in double oven and dishwasher. New flooring throughout the entire home to include carpet and luxury laminate. Entire home has been repainted. Walk from your kitchen into your living room with fire place and tall ceilings. Leave from the living room to walk into your fully enclosed Florida room where you can watch the roses bloom and birds feed at your delight. Once you step outside from your Florida room, you are led down a stamped pathway to a custom fire pit patio area. When you pull in the front, note that this home has had an entire landscaping redo, and it looks amazing when everything is in bloom. Not to mention, the primary bedroom on this home is absolutely huge and such a retreat after a long day. Side entry garage. If you like to walk or be outdoors, this neighborhood has a park and a library mailbox for anyone to use and exchange books that is nearby. Also, this neighborhood has a pond that anyone can sit down on the benches and enjoy the scenery.
Source: REALTRACS #2777978
Interest rate and monthly payment estimated based on public records.
Source: REALTRACS #2777978
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless closing.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2777978
